Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Hard Money Finder, Inc. website and related services. By using this site, you agree to these Terms.

1. Informational Use Only

Content on this site is provided for general informational purposes and does not constitute legal, tax, investment, or lending advice. Loan placement and approvals are subject to independent underwriting, documentation, and lender criteria.

2. No Guarantee of Funding

Submitting an inquiry does not create a commitment to lend, broker, or fund. Funding timelines, rates, terms, and availability vary by project, jurisdiction, and partner requirements.

3. User Responsibilities

You agree to provide accurate information, use the website lawfully, and refrain from transmitting harmful, fraudulent, or misleading content.

4. Intellectual Property

All site content, branding, and materials are owned by or licensed to the Company and are protected by applicable intellectual property laws. Unauthorized reproduction or distribution is prohibited.

5. Third-Party Services

We may facilitate introductions to third-party lenders or partners. We are not responsible for third-party decisions, acts, omissions, products, or services.

6. Disclaimer of Warranties

The site is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, the Company is not liable for indirect, incidental, special, consequential, or punitive damages arising from use of the site or reliance on site content.

8. Indemnification

You agree to indemnify and hold harmless the Company and its affiliates from claims, losses, and expenses arising from your misuse of the site or violation of these Terms.

9. Governing Law

These Terms are governed by applicable state and federal laws in the jurisdiction where the Company operates, without regard to conflict-of-law provisions.

10. Changes to Terms

We may update these Terms at any time. Continued use of the site after updates constitutes acceptance of revised Terms.